FAQ's

FULL COMPREHENSIVE COVER WITH R5 MILLION PASSENGER LIABILITY

A tracker is required for your vehicle. All monthly subscriptions are covered by the insurance company provided you got Ctrack.

The Ctrack Telematics device will send the insurer a monthly score for your driver’s behaviour. There is the an opportunity to SAVE UP TO 50% on your premiums by driving in a safe manner. Factors that are taken into consideration are speed, acceleration, braking and cornering.

Trackers and Ctrack?

SAVE with Ctrack?

A tracker is required for your vehicle.
All monthly subscriptions are covered by the insurance company provided you got Ctrack.

The Ctrack Telematics device will send the insurer a monthly score for your driver’s behaviour. There is the an opportunity to SAVE UP TO 50% on your premiums by driving in a safe manner. Factors that are taken into consideration are speed, acceleration, braking and cornering.

Who pays for Ctrack?

Fitment of the Ctrack Device is paid for by you as a once off, up front amount of R1,350. Monthly subscription fees are paid for by the insurance company. You will have full access to data about your vehicle to assist in your risk management.

What if I already have a different make of tracking device fitted?

We recommend a Ctrack devices as we can manage the risk directly with their platform and reduce premiums based on telematic reports. We are not able to offer discounts with alternate devices.

What if I already have a Ctrack device?

When we send your info to Ctrack, they will check to see if you already have a C Track device fitted. If you do, they will move the subscription over to VUM. You may need to upgrade your device at a reduced rate.

How does Fixed Expenses Cover Work?

Fixed Expenses Cover is designed to compensate you for your lost income while a vehicle is being repaired following a claim. A set amount of R2,000 or R3,000 a week will be paid to you following the finalisation of a claim, up to a limit of 4 weeks. T&C’s apply.

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